- The driverless car revolution is taking the world by storm, but Canada has been slow to join. Only one Canadian province, Ontario, has allowed autonomous cars to be tested on its roads.
- Self-driving cars are at the mercy of crappy roads where it is common to see faded lane markers, missing signs and other side effects of our aging roadways.
- It looks like Toronto will have separate rules for taxis and ride-sharing companies.
- The next step in autonomous vehicles: Toyota's ‘guardian angel’ self-driving vehicles allows drivers to control vehicles until they mess up. Then the vehicle takes control from the driver to prevent a crash.
- There are rumours circulating that the Tesla 3, which will be available beginning March 2018, will be the first truly self-driving car.
- Uber, who has largely introduced the ability to measure usage in miles not months, has led to the creation of new models.
Friday, April 29, 2016
Insurance News - Friday, April 29, 2016
Here are the leading auto insurance headlines from ONTARIO AUTO INSURANCE TOPICS ON TWITTER for Friday, April 29, 2016:
Thursday, April 28, 2016
Mortgage Market Review
Moving forward, the FSA under the Mortgage Market Review (MMR) have stated there must be strict criteria on the repayment vehicle being used. As such the likes of Nationwide and other lenders have pulled out of the interest-only market.
Tuesday, April 26, 2016
Benefit Cuts Lead To Modest Rate Reductions
FSCO's latest quarterly rate approval numbers have been released and suggest that some savings have been accrued from the statutory accident benefit cuts that become effective on June 1.
FSCO approved 50 private passenger automobile insurance rate filings during the first quarter of 2016. All 50 filings were automobile insurance reform filings. These 50 insurers represent 83.36% of the market based on premium volume. Approved rates decreased on average by 3.07% when applied across the total market. This is the largest drop in rates since the fourth quarter of 2013 when approved rates decreased on average by 3.98% when applied across the total market.
Although the government has begun to distance itself from the 15% rate reduction promise made in August 2016 (likely an admission that it can't be achieved), most people are, at least, curious how close the latest round of cuts got us to 15%. If you aggregate all the rate changes since the 2013 announcement, the total rate reduction is 10.17% when applied across then total market. There may be further reductions in the next quarter but it's safe to say that this is about it.
FSCO approved 50 private passenger automobile insurance rate filings during the first quarter of 2016. All 50 filings were automobile insurance reform filings. These 50 insurers represent 83.36% of the market based on premium volume. Approved rates decreased on average by 3.07% when applied across the total market. This is the largest drop in rates since the fourth quarter of 2013 when approved rates decreased on average by 3.98% when applied across the total market.
Although the government has begun to distance itself from the 15% rate reduction promise made in August 2016 (likely an admission that it can't be achieved), most people are, at least, curious how close the latest round of cuts got us to 15%. If you aggregate all the rate changes since the 2013 announcement, the total rate reduction is 10.17% when applied across then total market. There may be further reductions in the next quarter but it's safe to say that this is about it.
I'm a good and Independent Girl
I'm a good and Independent girl, i know that because i don't believe on any bad relationship , i am serious , intelligent, think always before saying any kind of word , i'm here just to discover that all i don't think yet of marriage because maybe vie never been in relationship that's why and studies are my priorities
Saturday, April 23, 2016
I am fun, loving and have a great sense of humor
This is part is always hard to sum your life in a nutshell. Well, I am a young woman looking towards marriage. I am currently working towards my PhD. Although I am an Academic, I also enjoy being spontaneous and traveling . I love the arts, photography, and exploring my overall creativity. I am fun, loving and have a great sense of humor. Well, I am sure I didn't cover it all...but I am sure you'll learn more as we get to know each other
Quantifying Magnetic Properties
Quantifying Magnetic Properties
(Magnetic Field Strength, Flux Density, Total Flux and Magnetization)
(Magnetic Field Strength, Flux Density, Total Flux and Magnetization)
Until now, only the qualitative features of the magnetic field have been discussed. However, it is necessary to be able to measure and express quantitatively the various characteristics of magnetism. Unfortunately, a number of unit conventions are in use as shown below. SI units will be used in this material. The advantage of using SI units is that they are traceable back to an agreed set of four base units - meter, kilogram, second, and Ampere.
Quantity | SI Units (Sommerfeld) | SI Units (Kennelly) | CGS Units (Gaussian) | |
Field | H | A/m | A/m | oersteds |
Flux Density (Magnetic Induction) | B | tesla | tesla | gauss |
Flux | f | weber | weber | maxwell |
Magnetization | M | A/m | - | erg.Oe-1.cm-3 |
The units for magnetic field strength H are ampere/meter. A magnetic field strength of 1 ampere/meter is produced at the center of a single circular conductor of diameter 1 meter carrying a steady current of 1 ampere.
The number of magnetic lines of force cutting through a plane of a given area at a right angle is known as the magnetic flux density B. The flux density or magnetic induction has the tesla as its unit. One tesla is equal to 1 Newton /(A/m). From these units it can be seen that the flux density is a measure of the force applied to a particle by the magnetic field. The Gauss is CGS unit for flux density and is commonly used by US industry. One gauss represents one line of flux passing through one square centimeter of air oriented 90 degrees to flux flow.
The total number of lines of magnetic force in a material is called magnetic flux f. The strength of the flux is determined by the number of magnetic domains that are aligned within a material. The total flux is simply the flux density applied over an area. Flux carries the unit of a weber, which is simply a tesla-square meter.
The magnetization is a measure of the extent to which an object is magnetized. It is a measure of the magnetic dipole moment per unit volume of the object. Magnetization carries the same units as a magnetic field; amperes/meter.
Conversion between CGS and SI magnetic units.
Tuesday, April 5, 2016
Insurance News - Tuesday, April 5, 2016
Here are the leading auto insurance headlines from ONTARIO AUTO INSURANCE TOPICS ON TWITTER for Tuesday, April 5, 2016:
- Self-driving vehicles will learn everything about you—and influence your behavior in ways you might not even realize.
- Telematics will revolutionize insurance by transforming it from a fixed-cost operation into a variable-cost one.
- Zoox is the latest entrant in the self-driving-car derby wanting to develop Uber-like driverless service.
- MIT suggests interconnected roads and self driving cars will not need traffic lights or road signs (although pedestrians still will).
- UberX car is collateral damage in high-speed police chase of an SUV leaving three people with very serious injuries. Is Uber's "auto insurance policy" going to cover these possibly catastrophic claims?
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